Doctors Medical Malpractice Insurance
At last the rules have changed! We have exciting Medical Indemnity insurance solutions that provide Market Leading Cover for doctors with more flexible cover, an easy switching process and competitive premiums. The policies can also cover your tail and even offer an inclusive 24/7 Medico-legal hotline.
We utilise various insurers with trust and integrity and are included on the Medical Board of Australia list of Medical Indemnity Insurers.
Our offering includes professional Medical Indemnity insurance for individual medical practitioners, medical centres and day clinics. If you are starting or joining a practice too consider getting in touch. One of our insurers even offers the first year's premium providing 14 month's cover for the cost of 12.
Medical Malpractice insurance cover your way.
Retroactive cover to ensure you are protected
Our Insurer will provide retroactive cover (“tail cover”) for any prior practice you have undertaken.
Your practising activities covered
To minimise the potential for gaps in your insurance protection, our insurer has a broad healthcare services definition
Protecting your reputation
Our insurer will cover the costs of engaging a public relations consultant to help protect your reputation, and can contribute to legal costs if you want to continue defending a claim
Flexible Insurer periods and renewal dates
Renew with us at any time of year and choose extended Insurer periods of up to 14 months. Start benefiting from enhanced features now.
Defence Costs in Addition
Our Insurer provides an additional layer of protection with a reinstatement clause to ‘top up’ the Insurer if exhausted by a claim. Defence costs are also in addition so they do not erode the Insurer limit.
No gaps when returning from maternity leave
Mothers are eligible for the Australian Government Run Off Cover Scheme when on maternity leave but the scheme will not cover claims notified after a return from maternity leave. Our insurer’s tail cover means returning mothers face no unexpected gaps.
Public Patients Cover
Where your hospital or area health service does not indemnify you, we automatically cover public patient claims in your practise speciality
No membership fees or cancellation penalties
We do not charge membership fees or have onerous cancellation penalties or lock in provisions.
No billing bands or mid-term increases
If your gross billings are higher than anticipated, we do not put you in billing band categories or increase your premium mid-term.
Loss of income when attending court
While attending court or arbitration in relation to a claim we automatically cover your loss of earnings for time away from your practice.
If you have a privacy breach, our Insurer can cover fines for breaches of privacy laws as well as the cost of notifying regulators and patients
Don’t let a statutory fine catch you off guard
In the event of fines levied against you for certain breaches of consumer, environmental and workplace health and safety laws, our Insurer can cover you for the defence costs
Emergency defence costs
Our Insurer will reimburse you for these costs until such time you could reasonably have notified the insurer If you need to engage lawyers in an emergency resulting from your healthcare practice.
We cover telehealth services including instant electronic monitoring and real-time patient interactions.
Needle Stick Cover
We provide an automatic lump sum payment if you are diagnosed with a covered communicable disease and are required to retire, retrain or revise your practice.
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Hi I’m the Senior manager for Medical Indemnity and other Insurance requirements for your Medical Establishment
If you have any further questions regarding your Medical Indemnity and other Insurance requirements for your Medical Establishment, please contact Charles Gordon
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