Insurance Types » Business Package

Business Package

Your business has taken you years to build – but a claim arising from Loss or Damage could destroy it all in minutes. That’s why businesses should help protect themselves with a quality Business Insurance Pack.

 

What can it cover?

Business Insurance Packs can offer general protection for a business, covers may include:

 

Type of cover

Potential benefits

Property Damage

Repair or replacement of property damaged.

Business interruption

Loss of trading profit following insured damage to property and additional costs and expenses incurred during a claim.

Theft

Repair or replacement of property stolen.

Money

Loss of money.

Public or products liability

Your liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy.

Glass

For replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases.

Transit

For stock that is in transit on the road, in the air or by sea.

Electronic equipment breakdown

For repairing or replacing electronic equipment that breaks down.

Machinery breakdown

Cover for costs associated with machinery breakdown.

General property

To cover your tools of trade, including laptops and tools that you use for your profession or trade.

Tax audit

To cover the costs of being audited by the ATO.

Employee dishonesty

Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance.

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